Tami Rapaport, a Coldwell Banker Broker/Sales Associate, with 25 years of experience, is one of Bergen County’s most respected top producers. In 2009, Tami ranked #2 out of 3,900 Coldwell Banker agents in the entire State of New Jersey and has achieved Platinum Level Sales Awards from 2002 through 2009.
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Category Archives: Tenafly real estate
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In order to have a successful yard sale, you must be offering a good product. The old saying, “One man’s junk is another man’s treasure.” is true, however the term “junk” must be given some serious consideration. Used coloring books, and last week’s newspaper is not junk. They are trash and belong in the recycling bin. Stuff like this will never sell at a yard sale because people don’t want to buy something they can’t get any use out of! Continue reading
The listing agent can provide invaluable information that will help you to write the offer in such a way that the seller is likely to accept it. If your agent doesn’t call the listing agent first, for all you know, that home might already be sold. Always call to find out how many offers the agent has received.
Example:I received an offer yesterday on a listing that has 7 offers pending short sale approval, 6 of which are thousands over list price. The buyer’s agent submitted a lowball offer without calling. Just faxed it over. It was a waste of my fax machine paper because it won’t be presented.
Submitting a Lowball Offer With a Low Deposit
Earnest money deposits typically vary anywhere from $1,000 to 3% of the sales price. If a buyer submits an offer way below list price and sends along an earnest money deposit of $100, it makes the buyer appear as though the buyer is living paycheck to paycheck.
As foreclosure rates hit record levels, more sellers are turning to short sales as a way to avoid foreclosure. So, how does it work? In a short sale, the seller arranges with their mortgage lender to accept a price that’s less than the amount they owe on the property. As part of this arrangement, the lender typically agrees to forgive the rest of the loan. As a result, the seller doesn’t have to go through a foreclosure, the buyer picks up a property at a discount, and the lender avoids taking on the burden of unloading the property.
So what kind of mortgage is best for you? Fixed rate? Adjustable rate? Government loans? The truth is, there is no one correct answer. Given the many different types of loans and term lengths, the choice can be difficult. It is an extremely important choice and you can definitely benefit from research before you make your decision. Some time and effort right now can save you thousands of dollars in the long run. Continue reading
In this current economic climate, homeowners may not be able to completely renovate their abode all at once. They still, however, need to make sure that their house remains in good condition and get the most they can out of their home improvement budget. This means that a practical homeowner has to do some prioritizing. Continue reading