Tami Rapaport, a Coldwell Banker Broker/Sales Associate, with 25 years of experience, is one of Bergen County’s most respected top producers. In 2009, Tami ranked #2 out of 3,900 Coldwell Banker agents in the entire State of New Jersey and has achieved Platinum Level Sales Awards from 2002 through 2009.
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As foreclosure rates hit record levels, more sellers are turning to short sales as a way to avoid foreclosure. So, how does it work? In a short sale, the seller arranges with their mortgage lender to accept a price that’s less than the amount they owe on the property. As part of this arrangement, the lender typically agrees to forgive the rest of the loan. As a result, the seller doesn’t have to go through a foreclosure, the buyer picks up a property at a discount, and the lender avoids taking on the burden of unloading the property.